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Dating russell miller army barbie

Your passwords are your first line of defence, so use a different one for each account.

Or you have been given a genuine policy, but the broker has cancelled it immediately after taking it out and pocketed the refund.

Alternatively, they may have fiddled with your personal details — such as your age, address, job or information about past claims — to get a cheaper price.

They say you need to replace your debit or credit card because you’ve been targeted by fraudsters.

It may be that there was never any policy and you’ve simply paid for a bit of paper.

Hackers can often easily break your passwords if they have your name, age and email address — all information freely available on the internet.

You’ll usually be caught out by this if you don’t have up-to-date internet security.

While you’re distracted, your card will be deftly pinched.

Within minutes hundreds of pounds will be swiped because the fraudsters had looked over your shoulder at the cash machine and watched you input your PIN.

In particular, they are targeting those in car parks or train stations.

Some are quite obvious: one trick is to offer you cash to put money through your bank account.

Others are less so: one ingenious new trick capitalises on the green trend by asking investors to put their money into something called carbon credits. You get a call from someone posing as your bank or the police.